1. Not financial advice
PaisaTools provides calculators and articles for informational and educational purposes only. Nothing on this site constitutes financial, investment, tax or legal advice, or an offer or solicitation to buy any financial product. We are not SEBI-registered investment advisors. Consult a qualified professional before acting on any information here.
2. Estimates, not guarantees
Calculator outputs are estimates based on your inputs and stated assumptions (e.g., constant returns, start-of-period investments, current tax law). Actual results will differ due to market movements, rate changes, fees, taxes, rounding and day-count conventions. Mutual fund investments are subject to market risks; past performance does not guarantee future returns. Your bank's, AMC's or the Income Tax Department's computation is final.
3. Accuracy of information
We make reasonable efforts to keep rates and rules current (tax slabs, PPF rates, GST rates), but laws change and errors can occur. We accept no liability for decisions taken based on this site's content. If you spot an error, please report it.
4. Affiliate disclosure
Some outbound links are affiliate links; we may earn a commission if you open an account or purchase a product through them, at no additional cost to you. This never affects calculator results, which are pure mathematics.
5. Limitation of liability
The site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, PaisaTools and its operators shall not be liable for any direct, indirect, incidental or consequential damages arising from use of this site.
6. Intellectual property & acceptable use
Content and code on this site may not be scraped, republished or resold without permission. Linking to any page is welcome. You agree not to attempt to disrupt or misuse the service.
7. Governing law
These terms are governed by the laws of India. By using this site, you accept these terms.